Part of the Risk Runners network
Actuarial Analysis

Simulation Results

Monte Carlo analysis with 5,000 simulations demonstrates actuarial soundness of the dental captive syndicate.

Simulation Results

Two core simulations validate the financial viability and risk profile of the dental captive syndicate.

📊 Monte Carlo Solvency Analysis

5,000 simulations over 10-year projection horizon

Monte Carlo Solvency Analysis Results
Probability of Ruin
< 1%
Mean Final Capital
Growth
Solvency Ratio
2.5x+
5th Percentile
Remains Solvent

🦷 Claims Distribution Analysis

10-year claims by risk type and specialty

Claims Distribution Analysis
Equipment Failures
40% of Claims
Procedure Complications
35% of Claims
Cyber Threats
25% of Claims
Distribution
Across Specialties

Methodology

Industry-standard actuarial methods underpin every simulation in this feasibility study.

🎲

Monte Carlo

Poisson-distributed claim arrivals with lognormal severity. 5,000 independent simulation runs over a 10-year projection horizon to establish confidence intervals.

📋

Claims Modeling

Risk-type weighted frequencies, specialty-adjusted severity curves, and experience-modified rating factors calibrated to dental practice loss data.

💹

Financial Modeling

Premium calculation with expense loading, conservative investment return assumptions, operating expense projections, and continuous solvency tracking.

Next Steps

Explore regulatory compliance or return to the captive overview.